905-279-7000 jim@jameswalker.ca

James B.

Walker & CO.

Licensed Insolvency Trustee

Call us at

(905) 279-7000

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A winning team at your side

Should I Use a Credit Counselling Service?

You may not need credit counselling if you are able to pay your bills. On the other hand, if you can’t pay the minimum on your credit card balances, you are late paying one or more of your bills, or you have been unable to make reasonable repayment plans with your...

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What is a Consumer Proposal?

A consumer proposal is a written offer made by you, the debtor, to your existing creditors requesting a legally binding modification of your creditors total debt usually for a lesser amount.  A consumer proposal is a NEW LEGALLY BINDING AGREEMENT with...

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Who should I talk to about my debt problems?

Most people don’t like to talk to anyone about their finances. Some people don’t even discuss their finances with their spouse / partner. In times of difficulty, confidentiality can lead to heightened financial stress. Not good. You need to talk to someone about your...

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What are my Duties as a Bankrupt?

When your Licensed Insolvency Trustee is appointed, you become bankrupt, and you are referred to as an undischarged bankrupt. As such, you have certain Duties of a Bankrupt and responsibilities under the Bankruptcy and Insolvency Act. In summary, you must cooperate...

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Should I Use a Credit Counselling Service?

You may not need credit counselling if you are able to pay your bills. On the other hand, if you can’t pay the minimum on your credit card balances, you are late paying one or more of your bills, or you have been unable to make reasonable repayment plans with your...

read more